on Android or 
on iOS.
Shopping
Pay for products and services at any online shop, including Amazon, eBay, PayPal and AliExpress
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Use the link to download iCard on your phone. Verify your identity and start taking advantage of your new virtual cards.
"iCard Virtual Cards Visa & Mastercard"
Get 2 free virtual cards for safe online shopping!
What is a virtual card?
Our virtual cards are debit cards for Europeans that do not exist physically, thus they are only suited for online payments for products, software and services.
iCard gives you 2 free virtual cards that you can find in your digital wallet.
You can easily buy up to 20 virtual cards, load and delete them.
You’ve got the options to set your own spending limits, freeze/unfreeze cards and choose custom designs.
What are virtual cards used for?
We made them strictly for your secure online payments.
100% safety at your fingertips
Take your money safety and payment security in your hands - use virtual cards for online shopping, payments and subscriptions at known and unknown websites and apps. Even reputable web merchants can get hacked and your payment data can be stolen and abused.
The 3D Secure technology lets you confirm transactions with an additional SMS verification code, used for payments at online sellers who support the technology at checkout.
It’s very simple: Use virtual Mastercard or Visa and never reveal your primary money account!
Easy and intuitive ways to control your budgeting & spending
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Budget all your online expenses using a separate virtual card for each.
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Control your spending habits with transaction limits - daily, weekly, monthly or for single payments
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Freeze (block) your virtual card after each payment, effectively making it useless for hackers and fraudsters
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Unfreeze it for a few seconds the next time you buy something
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Get real-time notifications for each virtual card payment and any other iCard transaction, including incoming bank transfers, instant transfers, mobile payments, etc.
Unbeatable virtual card terms
Every new iCard user gets a digital wallet with 2 free virtual cards - 1 Visa and 1 Mastercard.
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No monthly fees
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No yearly fees
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No usage fees (except incoming OCT transactions)
You can order, store and use up to 20 additional virtual cards or request a limit increase.
Additional virtual cards cost 1.00 EUR to issue to your wallet and connect to one of your IBAN accounts in 9 different currencies.
Enjoy paying is Euro, British Pounds, Swiss Francs, US Dollars, Bulgarian Lev, Romanian Lei, Croatian Kuna, Czech Krona and Polish Zloty to avoid expensive currency exchange done by the merchant payment processor.
How to pay with your iCard virtual cards?
Go ahead and use your 2 free virtual cards right after verifying your identity in a quick in-app video talk with our new account specialist.
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Tap on one of your cards in your “Wallet” tab.
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Tap on “Pay” to reveal the card number, expiration date and CVV code.
You can choose your own virtual card design, set limits, change notification settings and keep track of your payments via the “Activity” tab.
Don’t risk your money!
Trust iCard virtual cards.
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