Discover golden investment opportunities

With iCard and Bitpanda Metals, we give you the ability to buy and sell gold, silver, palladium, and platinum via your iCard app just as easily as with cryptocurrencies and digital assets. You can enjoy the same convenience offered for investing in cryptocurrencies. Our partner Bitpanda physically backs the metal tokens, which means that each token of gold, silver, palladium, and platinum you buy represents a certain amount of physical gold, silver, palladium or platinum that is safely stored. When trading metal tokens, the physical metals themselves remain inside their vault.

The fees and prices for precious metals are determined by Bitpanda and depend on the type of metal you’re buying or selling.
You’ll pay 0.5% in fees for purchasing gold, 2.2% for palladium, and 2.5% for silver and platinum. For selling precious metals, you’ll pay 1% in fees for gold, 1.8% for palladium, and 2% for silver and platinum. Storage fees are not included in the purchase price of the metal.

Example:
GOLD
1 XAU = 58.36578428 EUR
BUY 100 EUR = 1,71333 XAU
100 * 0,50% = 0,50 EUR (fees)

Storage fees are required by Bitpanda to secure the insurance and storage of your metals in a high-security bullion market vault in Switzerland. Bitpanda waives insurance and storage fees for users when buying the first 20 g of gold, platinum, and palladium and the first 200 g of silver. For all holdings above this amount, there are small fees, which you can find here.
Storage fees are calculated daily and deducted from your investment account on a weekly basis (if the account’s balance is 0, no fees are deducted).

Our iCard app provides you with the possibility to enter into relations and access the interfaces of Bitpanda’s brokerage services. When you use the investment services via the iCard app you are actually accessing Bitpanda’s own platform. All precious metals are provided by Bitpanda’s trusted partners philoro, pro aurum, GVS Bullion Group. They all have years of in-depth experience in the global trading of metals. More information can be found in the addendum to the legal agreement for iCard Digital wallet, related to crypto and precious metals.

Thanks to our partnership with Bitpanda, we give you the opportunity to buy and sell the following precious metals via the iCard app: gold, silver, palladium, and platinum. Check out the prices here.

When investing in metals via iCard, you become the owner of a specific share of real gold, silver, palladium and platinum. Those shares are your legal property. The actual physical bars are safely stored in a secure vault in Switzerland by Bitpanda's trusted partner Brink's – a company with more than 150 years of experience safeguarding valuables.

No, that is not possible at this time. But don't worry. Your precious metals are safe in a secure bullion vault in Switzerland. Even in the event of bankruptcy on the part of Bitpanda, you legally own your precious metals, and your property will not be reduced.

No, the Invest module is currently only accessible via the iCard app on mobile devices. We are actively working on bringing this functionality to you in the future.

No, you don’t need a dedicated investment account. You can buy metals using any of your iCard accounts. Just keep in mind that if the account you use to buy or sell investment assets is in a currency different from EUR, the funds will be automatically converted using the current conversion rate. You can follow all conversion rates in real time here.

Investing in crypto and precious metals is possible thanks to the partnership between iCard and Bitpanda. To take advantage of it, you need to enter into a contractual relationship with Bitpanda as well. The new registration and verification process is an integral part of the additional regulatory requirements that need to be met. It’s standard, and it’s there not just for legal purposes, but also to ensure you understand the risks related to investing in crypto and precious metals. The new investment module also requires you to accept an addendum to the legal agreement for iCard.

Paying taxes on gains from precious metals will depend on the country you live in. We recommend you seek professional tax advice. In most countries, you may have to pay tax on the profits you make from buying and selling metals. Keep in mind that we are obligated to report your TAX ID to our partner Bitpanda. Please, make sure you research and understand your country’s taxation laws before you start investing in metals.