We make payments easier, accessible and secure.

You and iCard

iCard is a fintech company that helps you save money and time for the things that matter. How? By making digital payments faster and as easier than ever. Our products and services are built with you in mind – to be there on your way to financial independence, so you can get more out of life.

iCard in numbers

€3 billion

yearly transaction volume

250 employees

9 different nationalities around the office

120,000 clients

register yearly for personal and business accounts

767,000 cards

issued in 2019 for users throughout Europe

Our story

iCard is a licensed electronic money issuer with EEA coverage under the EU passport rules. We have over 10 years history of delivering innovative payment services. Besides the iCard Digital Wallet, our fintech portfolio spans business accounts via iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM and prepaid gift cards from GiftCard™.

iCard AD is founded


iCard becomes a member of Mastercard


We are licensed to issue cards and accept payments.

iCard becomes a SWIFT member


iCard AD is licensed as an e-money issuer


iCard becomes a member of VISA


10th anniversary celebration

Connects with SEPA Instant Credit Transfers

Successfully integrated, iCard starts acquiring AMEX


Yavor Petrov is appointed CEO


Integration with Apple Pay is completed

iCard integrates with Trustly


Our mission

iCard’s mission is to make modern payment services accessible for everyone. Every client is important to us. This is why we work really hard to ensure top-rated service, to deliver fast and efficient financial and technological solutions to existing problems, to offer individual approach, maximum flexibility and outstanding protection for your money.

Core assets for quality and security

Data Infrastructure

Two data centers - tier level 4

PCI Certification

Compliant to PCI DSS 3.2

Risk Management

24/7 risk monitoring center

Video Identification

Elaborate KYC procedures with video chat

Call and Support Centers

Reliable customer services in more than 11 languages

Card Production

Modern, fully equipped card personalization center

Our leadership team

The innovative ideas and solutions here at iCard are driven by people with rich experience and vision for the future of payments. Our leaders are confident professionals and enchanting motivators of the tireless team behind everything iCard.

Yavor Petrov

Co-founder, CEO, Board Member

Sonya Nikolova


Maya Dyakova

Chief Risk Officer, Board Member

Maria Valeva

Chief Finance Officer, Board Member

Svilen Videv

CTO, Board Member

Our team

We build iCard’s corporate culture around our competent and motivated people to show respect to each individual team member and create a friendly atmosphere where people enjoy working for a common goal – our long-term success. Together, we create a new generation fintech products and solutions, and we tackle professional challenges with a daily dose of motivation. Our business achievements always have human faces behind and we never stop upgrading our skills. We are proud to be pan-European fintech company that delights clients by creating future for new ideas.

iCard’s success formula

Mutual goals
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