Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

24.05.2019

Buy Sell
USD 0.8658 0.9193
GBP 1.1001 1.1682
HRK 0.1306 0.1387
CHF 0.8643 0.9178
RON 0.2037 0.2164
BGN 0.5087 0.5138
PLN 0.226 0.24
CZK 0.03753 0.03986
AED 0.2357 0.2503
AFN 0.01072 0.01139
ALL 0.007914 0.008403
AMD 0.001802 0.001914
ANG 0.4857 0.5157
AOA 0.002633 0.002795
ARS 0.01927 0.02046
AUD 0.5988 0.6358
AWG 0.4837 0.5136
AZN 0.5092 0.5407
BAM 0.4927 0.5231
BBD 0.4338 0.4606
BDT 0.01028 0.01092
BHD 2.2964 2.4384
BIF 0.000471 0.0005002
BMD 0.8658 0.9193
BND 0.6279 0.6667
BOB 0.1253 0.133
BRL 0.2152 0.2285
BSD 0.8658 0.9193
BTN 0.01245 0.01322
BWP 0.08052 0.0855
BYN 0.4167 0.4425
BYR 0.4167 0.4425
BZD 0.4329 0.4597
CAD 0.6436 0.6834
CDF 0.0005276 0.0005603
CLP 0.001246 0.001323
CNH 0.1252 0.1329
CNY 0.1255 0.1332
COP 0.0002582 0.0002741
CRC 0.001461 0.001552
CUP 0.8658 0.9193
CVE 0.008748 0.009289
DJF 0.004865 0.005166
DKK 0.1299 0.1379
DOP 0.01707 0.01813
DZD 0.007242 0.00769
EGP 0.05131 0.05449
ETB 0.02976 0.0316
FJD 0.4005 0.4253
FKP 1.1001 1.1682
GEL 0.3114 0.3307
GHS 0.1643 0.1744
GIP 1.1001 1.1682
GMD 0.0173 0.01838
GNF 0.00009366 0.00009945
GTQ 0.1126 0.1196
GYD 0.004113 0.004367
HKD 0.1103 0.1171
HNL 0.03525 0.03743
HTG 0.009647 0.01024
HUF 0.002979 0.003163
IDR 0.00006016 0.00006389
ILS 0.2401 0.255
INR 0.01245 0.01322
IQD 0.0007258 0.0007707
ISK 0.006999 0.007432
JMD 0.006416 0.006813
JOD 1.2211 1.2966
JPY 0.007915 0.008405
KES 0.00856 0.00909
KGS 0.012 0.01274
KHR 0.0002126 0.0002257
KMF 0.00197 0.002093
KRW 0.0007286 0.0007736
KWD 2.8474 3.02356
KYD 1.0558 1.1211
KZT 0.002276 0.002416
LAK 0.0001001 0.0001063
LBP 0.0005735 0.000609
LKR 0.004907 0.00521
LRD 0.004843 0.005143
LSL 0.06002 0.06374
LYD 0.6189 0.6572
MAD 0.08937 0.0949
MDL 0.04796 0.05093
MGA 0.0002356 0.0002501
MKD 0.0157 0.01668
MMK 0.0005668 0.0006018
MNT 0.0003263 0.0003465
MOP 0.107 0.1137
MRO 0.002337 0.002481
MUR 0.02426 0.02576
MVR 0.05618 0.05966
MWK 0.001167 0.001239
MXN 0.04543 0.04824
MYR 0.2067 0.2195
MZN 0.01356 0.0144
NAD 0.06002 0.06374
NGN 0.002403 0.002551
NIO 0.02606 0.02767
NOK 0.09947 0.1056
NPR 0.007743 0.008221
NZD 0.567 0.6022
OMR 2.2487 2.3878
PAB 0.8658 0.9193
PEN 0.2589 0.275
PGK 0.2558 0.2717
PHP 0.01659 0.01762
PKR 0.00571 0.006064
PYG 0.0001374 0.0001459
QAR 0.2378 0.2525
RSD 0.00822 0.008729
RUB 0.01342 0.01425
RWF 0.0009532 0.001012
SAR 0.2309 0.2451
SBD 0.1075 0.1142
SCR 0.06337 0.06729
SEK 0.09065 0.09626
SGD 0.6294 0.6683
SHP 1.1001 1.1682
SLL 0.00009851 0.0001046
SOS 0.0015 0.001593
SRD 0.114 0.121
STD 0.00003957 0.00004201
SVC 0.09894 0.105
SZL 0.06002 0.06374
THB 0.02718 0.02886
TJS 0.09172 0.09739
TND 0.2891 0.307
TOP 0.3767 0.4
TRY 0.1423 0.1511
TTD 0.1274 0.1353
TWD 0.02747 0.02917
TZS 0.0003768 0.0004
UAH 0.0329 0.03493
UGX 0.0002299 0.000244
UYU 0.02462 0.02614
UZS 0.0001025 0.0001088
VEF 0.0000018 0.00000539
VND 0.00003701 0.0000393
VUV 0.007736 0.008214
WST 0.3378 0.3587
XAF 0.001476 0.001567
XCD 0.3195 0.3392
XOF 0.001479 0.00157
XPF 0.008125 0.008627
YER 0.003458 0.003672
ZAR 0.06002 0.06374
ZMK 0.06725 0.07141
ZMW 0.06725 0.07141

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.