Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

15.07.2019

Buy Sell
USD 0.8612 0.9144
GBP 1.07928 1.146
HRK 0.1312 0.1393
CHF 0.8752 0.9293
RON 0.205 0.2177
BGN 0.5087 0.5138
PLN 0.2276 0.2417
CZK 0.03791 0.04026
AED 0.2345 0.249
AFN 0.01075 0.01142
ALL 0.007956 0.008448
AMD 0.001806 0.001918
ANG 0.4875 0.5176
AOA 0.002493 0.002647
ARS 0.0206 0.02187
AUD 0.6055 0.6429
AWG 0.481 0.5108
AZN 0.5066 0.538
BAM 0.4955 0.5261
BBD 0.4306 0.4572
BDT 0.01019 0.01082
BHD 2.2842 2.4255
BIF 0.0004665 0.0004954
BMD 0.8612 0.9144
BND 0.6349 0.6742
BOB 0.1246 0.1323
BRL 0.2295 0.2437
BSD 0.8612 0.9144
BTN 0.01256 0.01334
BWP 0.08138 0.08641
BYN 0.4245 0.4508
BYR 0.4245 0.4508
BZD 0.4306 0.4572
CAD 0.6606 0.7015
CDF 0.0005232 0.0005556
CLP 0.001269 0.001347
CNH 0.1252 0.133
CNY 0.1252 0.133
COP 0.0002702 0.0002869
CRC 0.001488 0.00158
CUP 0.8612 0.9144
CVE 0.008756 0.009298
DJF 0.004837 0.005136
DKK 0.1299 0.1379
DOP 0.0169 0.01795
DZD 0.007231 0.007678
EGP 0.05186 0.05506
ETB 0.02965 0.03148
FJD 0.4031 0.428
FKP 1.07928 1.146
GEL 0.3028 0.3215
GHS 0.161 0.1709
GIP 1.07928 1.146
GMD 0.01722 0.01829
GNF 0.00009322 0.00009899
GTQ 0.1123 0.1192
GYD 0.004156 0.004413
HKD 0.11 0.1168
HNL 0.03504 0.0372
HTG 0.009157 0.009723
HUF 0.00298 0.003164
IDR 0.00006187 0.0000657
ILS 0.2433 0.2584
INR 0.01256 0.01334
IQD 0.0007284 0.0007734
ISK 0.006845 0.007269
JMD 0.006354 0.006747
JOD 1.2146 1.2897
JPY 0.007982 0.008476
KES 0.008353 0.008869
KGS 0.01195 0.01269
KHR 0.000211 0.000224
KMF 0.001972 0.002094
KRW 0.0007302 0.0007754
KWD 2.8374 3.0129
KYD 1.05017 1.1151
KZT 0.002245 0.002384
LAK 0.00009922 0.0001054
LBP 0.0005695 0.0006048
LKR 0.004898 0.005201
LRD 0.004818 0.005116
LSL 0.06199 0.06582
LYD 0.617 0.6552
MAD 0.09015 0.09572
MDL 0.04868 0.05169
MGA 0.0002357 0.0002503
MKD 0.01576 0.01673
MMK 0.0005699 0.0006052
MNT 0.0003239 0.000344
MOP 0.1068 0.1134
MRO 0.002375 0.002522
MUR 0.02403 0.02552
MVR 0.05617 0.05965
MWK 0.001121 0.00119
MXN 0.04537 0.04818
MYR 0.2096 0.2226
MZN 0.01387 0.01473
NAD 0.06199 0.06582
NGN 0.00239 0.002538
NIO 0.02596 0.02756
NOK 0.1008 0.107
NPR 0.007854 0.008339
NZD 0.5784 0.6142
OMR 2.2368 2.3751
PAB 0.8612 0.9144
PEN 0.2623 0.2785
PGK 0.2544 0.2701
PHP 0.01688 0.01792
PKR 0.005387 0.00572
PYG 0.0001426 0.0001514
QAR 0.2365 0.2511
RSD 0.008238 0.008748
RUB 0.01374 0.01459
RWF 0.0009568 0.001016
SAR 0.2296 0.2438
SBD 0.1085 0.1152
SCR 0.06305 0.06695
SEK 0.09197 0.09766
SGD 0.6349 0.6742
SHP 1.07928 1.146
SLL 0.00009786 0.0001039
SOS 0.001492 0.001584
SRD 0.1151 0.1222
STD 0.00003936 0.00004179
SVC 0.09842 0.1045
SZL 0.06199 0.06582
THB 0.0279 0.02963
TJS 0.09123 0.09687
TND 0.2997 0.3183
TOP 0.3813 0.4049
TRY 0.1509 0.1602
TTD 0.1285 0.1365
TWD 0.02774 0.02945
TZS 0.0003753 0.0003985
UAH 0.03333 0.03539
UGX 0.000233 0.0002475
UYU 0.02455 0.02607
UZS 0.0001006 0.0001068
VEF 0.00000179 0.00000536
VND 0.00003712 0.00003941
VUV 0.007694 0.00817
WST 0.336 0.3568
XAF 0.001475 0.001567
XCD 0.3189 0.3387
XOF 0.001478 0.001569
XPF 0.008123 0.008626
YER 0.003442 0.003655
ZAR 0.06199 0.06582
ZMK 0.06889 0.07315
ZMW 0.06889 0.07315

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.