Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

25.03.2019

Buy Sell
USD 0.8572 0.9102
GBP 1.1336 1.2037
HRK 0.1308 0.1388
CHF 0.8632 0.9166
RON 0.2039 0.2165
BGN 0.5062 0.5164
PLN 0.2257 0.2397
CZK 0.03765 0.03998
AED 0.2334 0.2478
AFN 0.01126 0.01196
ALL 0.00775 0.00823
AMD 0.001763 0.001872
ANG 0.4668 0.4957
AOA 0.00269 0.002856
ARS 0.02054 0.02182
AUD 0.6089 0.6465
AWG 0.4789 0.5085
AZN 0.5042 0.5354
BAM 0.4913 0.5216
BBD 0.4303 0.457
BDT 0.01019 0.01082
BHD 2.2737 2.4144
BIF 0.00047 0.0004991
BMD 0.8572 0.9102
BND 0.6298 0.6687
BOB 0.1245 0.1322
BRL 0.2206 0.2343
BSD 0.8572 0.9102
BTN 0.01243 0.0132
BWP 0.08006 0.08501
BYN 0.4055 0.4306
BYR 0.4055 0.4306
BZD 0.4286 0.4551
CAD 0.6382 0.6776
CDF 0.000523 0.0005554
CLP 0.001262 0.00134
CNH 0.1276 0.1355
CNY 0.1277 0.1356
COP 0.0002742 0.0002912
CRC 0.001418 0.001506
CUP 0.8572 0.9102
CVE 0.008759 0.0093
DJF 0.004817 0.005115
DKK 0.1299 0.138
DOP 0.0169 0.01795
DZD 0.007212 0.007658
EGP 0.04957 0.05264
ETB 0.02997 0.03183
FJD 0.404 0.429
FKP 1.1336 1.2037
GEL 0.3194 0.3392
GHS 0.1685 0.179
GIP 1.1336 1.2037
GMD 0.01724 0.0183
GNF 0.00009294 0.00009869
GTQ 0.1116 0.1185
GYD 0.004096 0.004349
HKD 0.1092 0.116
HNL 0.03508 0.03725
HTG 0.01027 0.0109
HUF 0.003059 0.003249
IDR 0.00006043 0.00006417
ILS 0.2365 0.2511
INR 0.01243 0.0132
IQD 0.0007185 0.000763
ISK 0.007106 0.007546
JMD 0.006852 0.007276
JOD 1.209 1.2838
JPY 0.007789 0.00827
KES 0.008497 0.009023
KGS 0.01211 0.01286
KHR 0.0002139 0.0002272
KMF 0.001972 0.002094
KRW 0.0007558 0.0008025
KWD 2.8258 3.000546
KYD 1.04535 1.11
KZT 0.002263 0.002403
LAK 0.00009985 0.000106
LBP 0.0005673 0.0006024
LKR 0.004812 0.005109
LRD 0.005291 0.005619
LSL 0.05949 0.06317
LYD 0.6156 0.6537
MAD 0.08914 0.09465
MDL 0.04958 0.05264
MGA 0.0002403 0.0002551
MKD 0.01576 0.01673
MMK 0.0005593 0.0005939
MNT 0.0003259 0.0003461
MOP 0.1061 0.1127
MRO 0.00234 0.002485
MUR 0.0247 0.02623
MVR 0.05483 0.05822
MWK 0.00118 0.001254
MXN 0.0449 0.04768
MYR 0.2107 0.2237
MZN 0.01358 0.01442
NAD 0.05949 0.06317
NGN 0.002386 0.002533
NIO 0.02609 0.0277
NOK 0.1003 0.1065
NPR 0.007753 0.008233
NZD 0.591 0.6276
OMR 2.2294 2.3673
PAB 0.8572 0.9102
PEN 0.259 0.275
PGK 0.2542 0.2699
PHP 0.01632 0.01733
PKR 0.00611 0.006488
PYG 0.0001387 0.0001472
QAR 0.2354 0.25
RSD 0.00822 0.008729
RUB 0.01332 0.01414
RWF 0.0009446 0.001003
SAR 0.2286 0.2427
SBD 0.108 0.1147
SCR 0.06269 0.06657
SEK 0.09278 0.09852
SGD 0.6348 0.674
SHP 1.1336 1.2037
SLL 0.00009695 0.0001029
SOS 0.00148 0.001571
SRD 0.1138 0.1209
STD 0.00003958 0.00004203
SVC 0.09796 0.104
SZL 0.05949 0.06317
THB 0.02713 0.0288
TJS 0.09082 0.09643
TND 0.286 0.3036
TOP 0.3818 0.4054
TRY 0.1524 0.1618
TTD 0.1266 0.1344
TWD 0.02781 0.02953
TZS 0.0003657 0.0003883
UAH 0.03184 0.03381
UGX 0.0002315 0.0002458
UYU 0.02555 0.02713
UZS 0.0001022 0.0001085
VEF 0.00000178 0.00000533
VND 0.00003695 0.00003923
VUV 0.007659 0.008133
WST 0.3345 0.3552
XAF 0.001439 0.001528
XCD 0.3163 0.3359
XOF 0.001485 0.001577
XPF 0.008124 0.008626
YER 0.003425 0.003636
ZAR 0.05949 0.06317
ZMK 0.07118 0.07558
ZMW 0.07118 0.07558

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.