Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

20.09.2019

Buy Sell
USD 0.8804 0.9348
GBP 1.09809 1.166
HRK 0.131 0.1392
CHF 0.8872 0.942
RON 0.2043 0.2169
BGN 0.5087 0.5138
PLN 0.2218 0.2355
CZK 0.03743 0.03975
AED 0.2397 0.2545
AFN 0.01125 0.01195
ALL 0.007985 0.008479
AMD 0.001849 0.001963
ANG 0.4983 0.5292
AOA 0.002373 0.00252
ARS 0.01554 0.0165
AUD 0.5969 0.6338
AWG 0.4918 0.5223
AZN 0.5185 0.5506
BAM 0.4981 0.529
BBD 0.4402 0.4674
BDT 0.01042 0.01106
BHD 2.3353 2.4797
BIF 0.0004765 0.000506
BMD 0.8804 0.9348
BND 0.6397 0.6793
BOB 0.1274 0.1353
BRL 0.2112 0.2243
BSD 0.8804 0.9348
BTN 0.0124 0.01318
BWP 0.08038 0.08535
BYN 0.431 0.4577
BYR 0.431 0.4577
BZD 0.4402 0.4674
CAD 0.6626 0.7036
CDF 0.0005323 0.0005652
CLP 0.00123 0.001306
CNH 0.1242 0.1319
CNY 0.1242 0.1318
COP 0.0002595 0.0002756
CRC 0.001519 0.001613
CUP 0.8804 0.9348
CVE 0.008702 0.00924
DJF 0.004954 0.00526
DKK 0.1299 0.138
DOP 0.01681 0.01785
DZD 0.007335 0.007789
EGP 0.05389 0.05722
ETB 0.02988 0.03173
FJD 0.4008 0.4256
FKP 1.09809 1.166
GEL 0.2968 0.3152
GHS 0.1606 0.1705
GIP 1.09809 1.166
GMD 0.01726 0.01833
GNF 0.00009539 0.0001013
GTQ 0.1142 0.1212
GYD 0.004249 0.004512
HKD 0.1124 0.1193
HNL 0.03563 0.03784
HTG 0.009198 0.009767
HUF 0.002905 0.003085
IDR 0.00006264 0.00006651
ILS 0.25 0.2654
INR 0.0124 0.01318
IQD 0.0007446 0.0007907
ISK 0.00708 0.007518
JMD 0.006505 0.006908
JOD 1.2417 1.3185
JPY 0.008154 0.008658
KES 0.008483 0.009008
KGS 0.01222 0.01297
KHR 0.000215 0.0002283
KMF 0.001973 0.002095
KRW 0.000741 0.0007869
KWD 2.8988 3.07815
KYD 1.07362 1.14
KZT 0.002278 0.002419
LAK 0.00009996 0.0001061
LBP 0.000582 0.000618
LKR 0.004859 0.00516
LRD 0.004925 0.00523
LSL 0.05913 0.06279
LYD 0.6243 0.6629
MAD 0.09076 0.09638
MDL 0.04988 0.05297
MGA 0.000235 0.0002496
MKD 0.01576 0.01673
MMK 0.0005739 0.0006094
MNT 0.0003303 0.0003507
MOP 0.1091 0.1159
MRO 0.002372 0.002519
MUR 0.02427 0.02578
MVR 0.05739 0.06094
MWK 0.001203 0.001277
MXN 0.04527 0.04807
MYR 0.2112 0.2243
MZN 0.01425 0.01513
NAD 0.05913 0.06279
NGN 0.002442 0.002593
NIO 0.02624 0.02786
NOK 0.09733 0.1033
NPR 0.007714 0.008192
NZD 0.5516 0.5857
OMR 2.2867 2.4281
PAB 0.8804 0.9348
PEN 0.2625 0.2787
PGK 0.2588 0.2748
PHP 0.01694 0.01799
PKR 0.005628 0.005977
PYG 0.0001376 0.000146
QAR 0.2418 0.2567
RSD 0.008249 0.008759
RUB 0.01376 0.01461
RWF 0.0009543 0.001013
SAR 0.2347 0.2492
SBD 0.1067 0.1133
SCR 0.06426 0.06823
SEK 0.09063 0.09624
SGD 0.6397 0.6793
SHP 1.09809 1.166
SLL 0.00009357 0.00009936
SOS 0.001525 0.00162
SRD 0.118 0.1253
STD 0.00004023 0.00004272
SVC 0.1006 0.1068
SZL 0.05913 0.06279
THB 0.0289 0.03069
TJS 0.09086 0.09648
TND 0.3076 0.3266
TOP 0.3813 0.4049
TRY 0.154 0.1635
TTD 0.1302 0.1383
TWD 0.02843 0.03019
TZS 0.0003829 0.0004066
UAH 0.03615 0.03838
UGX 0.0002396 0.0002544
UYU 0.02392 0.0254
UZS 0.00009358 0.00009937
VEF 0.00000183 0.00000548
VND 0.00003794 0.00004029
VUV 0.00754 0.008007
WST 0.3285 0.3488
XAF 0.001475 0.001567
XCD 0.326 0.3462
XOF 0.001476 0.001568
XPF 0.008143 0.008647
YER 0.003533 0.003751
ZAR 0.05913 0.06279
ZMK 0.06687 0.071
ZMW 0.06687 0.071

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.