You can pay with Apple Pay or Google Pay at any POS terminal that supports contactless payments. You don't need an internet connection if you're paying in-store.
You can make online payments using Google Pay and Apple Pay to merchants who have integrated one of these methods on their websites. When you use a mobile browser or an app, you can pay with any of your added cards to Google Pay or Apple Pay if you see this option. All you need to do is to confirm the payments with your phone's passcode, a fingerprint or Face ID.
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