Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

23.01.2019

Buy Sell
USD 0.8624 0.8976
GBP 1.1169 1.1625
HRK 0.132 0.1373
CHF 0.8644 0.8997
RON 0.2053 0.2137
BGN 0.5062 0.5164
PLN 0.2286 0.238
CZK 0.03822 0.03978
AED 0.2348 0.2444
AFN 0.01145 0.01191
ALL 0.00786 0.008181
AMD 0.001778 0.00185
ANG 0.4833 0.503
AOA 0.002773 0.002886
ARS 0.02298 0.02392
AUD 0.6154 0.6405
AWG 0.4818 0.5014
AZN 0.5076 0.5284
BAM 0.499 0.5194
BBD 0.4314 0.449
BDT 0.01029 0.0107
BHD 2.2873 2.3807
BIF 0.0004737 0.000493
BMD 0.8624 0.8976
BND 0.6309 0.6566
BOB 0.1248 0.1299
BRL 0.2267 0.2359
BSD 0.8624 0.8976
BTN 0.0121 0.0126
BWP 0.08184 0.08518
BYN 0.4005 0.4169
BYR 0.4005 0.4169
BZD 0.4312 0.4488
CAD 0.647 0.6734
CDF 0.000527 0.0005485
CLP 0.001283 0.001336
CNH 0.1269 0.132
CNY 0.127 0.1322
COP 0.0002741 0.0002853
CRC 0.001434 0.001492
CUP 0.8624 0.8976
CVE 0.008888 0.00925
DJF 0.004844 0.005042
DKK 0.1312 0.1366
DOP 0.01706 0.01776
DZD 0.007269 0.007566
EGP 0.04813 0.05009
ETB 0.0303 0.03153
FJD 0.4041 0.4206
FKP 1.1169 1.1625
GEL 0.3241 0.3374
GHS 0.1747 0.1819
GIP 1.1169 1.1625
GMD 0.01725 0.01795
GNF 0.00009462 0.00009848
GTQ 0.1117 0.1162
GYD 0.004124 0.004293
HKD 0.1099 0.1144
HNL 0.03544 0.03688
HTG 0.01099 0.01144
HUF 0.00308 0.003206
IDR 0.00006083 0.00006331
ILS 0.2342 0.2437
INR 0.0121 0.0126
IQD 0.000723 0.0007526
ISK 0.007138 0.007429
JMD 0.006448 0.00671
JOD 1.2163 1.266
JPY 0.007861 0.008182
KES 0.008485 0.008832
KGS 0.01232 0.01282
KHR 0.0002149 0.0002237
KMF 0.001992 0.002074
KRW 0.0007649 0.0007961
KWD 2.8433 2.9594
KYD 1.05166 1.09459
KZT 0.002273 0.002366
LAK 0.0001008 0.0001049
LBP 0.00057 0.0005933
LKR 0.004736 0.004929
LRD 0.0056 0.005828
LSL 0.06183 0.06436
LYD 0.6213 0.6467
MAD 0.0902 0.09388
MDL 0.05025 0.0523
MGA 0.0002378 0.0002475
MKD 0.01591 0.01656
MMK 0.0005646 0.0005876
MNT 0.0003257 0.000339
MOP 0.1067 0.111
MRO 0.002355 0.00245
MUR 0.02524 0.02627
MVR 0.05552 0.05778
MWK 0.001189 0.001237
MXN 0.04505 0.04689
MYR 0.2086 0.2171
MZN 0.01388 0.01445
NAD 0.06183 0.06436
NGN 0.00238 0.002478
NIO 0.02648 0.02756
NOK 0.1004 0.1045
NPR 0.007544 0.007852
NZD 0.584 0.6078
OMR 2.24 2.3315
PAB 0.8624 0.8976
PEN 0.2586 0.2692
PGK 0.2561 0.2666
PHP 0.01635 0.01702
PKR 0.006207 0.00646
PYG 0.0001424 0.0001482
QAR 0.2368 0.2465
RSD 0.008277 0.008615
RUB 0.01296 0.01349
RWF 0.0009635 0.001003
SAR 0.2299 0.2393
SBD 0.1067 0.111
SCR 0.06318 0.06575
SEK 0.09562 0.09952
SGD 0.6344 0.6603
SHP 1.1169 1.1625
SLL 0.0001029 0.000107
SOS 0.001495 0.001556
SRD 0.1147 0.1194
STD 0.00004052 0.00004217
SVC 0.09856 0.1026
SZL 0.06183 0.06436
THB 0.02718 0.02829
TJS 0.09137 0.0951
TND 0.2847 0.2964
TOP 0.3826 0.3983
TRY 0.1615 0.168
TTD 0.1272 0.1324
TWD 0.02792 0.02906
TZS 0.0003719 0.0003871
UAH 0.03106 0.03233
UGX 0.0002334 0.0002429
UYU 0.02642 0.0275
UZS 0.0001019 0.000106
VEF 0.00000177 0.00000531
VND 0.00003717 0.00003869
VUV 0.007655 0.007968
WST 0.3315 0.345
XAF 0.001442 0.001501
XCD 0.3182 0.3312
XOF 0.001495 0.001556
XPF 0.008202 0.008537
YER 0.003445 0.003586
ZAR 0.06183 0.06436
ZMK 0.07223 0.07518
ZMW 0.07223 0.07518

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.