Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Meka a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

Exchange Rates

Always get a simple and transparent exchange rate

15.11.2018

Buy Sell
USD 0.8576 0.9107
GBP 1.09873 1.1667
HRK 0.1306 0.1387
CHF 0.8531 0.9059
RON 0.2079 0.2208
BGN 0.5062 0.5164
PLN 0.226 0.2399
CZK 0.03733 0.03964
AED 0.2335 0.2479
AFN 0.01125 0.01195
ALL 0.00778 0.008261
AMD 0.001768 0.001878
ANG 0.4832 0.513
AOA 0.00276 0.002931
ARS 0.02389 0.02536
AUD 0.6233 0.6618
AWG 0.4791 0.5088
AZN 0.5054 0.5366
BAM 0.4955 0.5262
BBD 0.4296 0.4562
BDT 0.01023 0.01086
BHD 2.2749 2.4156
BIF 0.0004809 0.0005106
BMD 0.8576 0.9107
BND 0.626 0.6647
BOB 0.1241 0.1318
BRL 0.2266 0.2406
BSD 0.8571 0.9102
BTN 0.01191 0.01265
BWP 0.08062 0.0856
BYN 0.4053 0.4304
BYR 0.4053 0.4304
BZD 0.4288 0.4553
CAD 0.6485 0.6886
CDF 0.000529 0.0005618
CLP 0.001265 0.001343
CNH 0.1237 0.1313
CNY 0.1236 0.1312
COP 0.0002678 0.0002844
CRC 0.0014 0.001487
CUP 0.8576 0.9107
CVE 0.008774 0.009316
DJF 0.004817 0.005115
DKK 0.13 0.138
DOP 0.01707 0.01813
DZD 0.007238 0.007686
EGP 0.04787 0.05083
ETB 0.03077 0.03267
FJD 0.4052 0.4303
FKP 1.09873 1.1667
GEL 0.32 0.3398
GHS 0.1761 0.187
GIP 1.09873 1.1667
GMD 0.01724 0.0183
GNF 0.00009436 0.0001002
GTQ 0.1112 0.118
GYD 0.004102 0.004355
HKD 0.1095 0.1163
HNL 0.03539 0.03758
HTG 0.01176 0.01248
HUF 0.003013 0.003199
IDR 0.00005848 0.0000621
ILS 0.2322 0.2466
INR 0.01191 0.01265
IQD 0.000719 0.0007636
ISK 0.006909 0.007336
JMD 0.006746 0.007164
JOD 1.2097 1.2845
JPY 0.00756 0.008028
KES 0.008323 0.008837
KGS 0.01229 0.01305
KHR 0.0002111 0.0002242
KMF 0.001972 0.002094
KRW 0.0007596 0.0008065
KWD 2.8194 2.9937
KYD 1.0459 1.1106
KZT 0.002331 0.002475
LAK 0.0001005 0.0001068
LBP 0.0005661 0.0006011
LKR 0.004858 0.005158
LRD 0.005569 0.005914
LSL 0.06026 0.06399
LYD 0.6142 0.6522
MAD 0.08991 0.09547
MDL 0.05011 0.05321
MGA 0.0002353 0.0002499
MKD 0.01577 0.01674
MMK 0.0005335 0.0005665
MNT 0.0003353 0.000356
MOP 0.1063 0.1129
MRO 0.002352 0.002498
MUR 0.02486 0.0264
MVR 0.05513 0.05854
MWK 0.001176 0.001249
MXN 0.04217 0.04478
MYR 0.2046 0.2173
MZN 0.014 0.01486
NAD 0.06026 0.06399
NGN 0.002365 0.00251
NIO 0.02658 0.02822
NOK 0.101 0.1072
NPR 0.007346 0.0078
NZD 0.5842 0.6204
OMR 2.2277 2.3655
PAB 0.8576 0.9107
PEN 0.2533 0.2689
PGK 0.2547 0.2705
PHP 0.01624 0.01725
PKR 0.006403 0.006799
PYG 0.0001445 0.0001535
QAR 0.2355 0.25
RSD 0.008205 0.008712
RUB 0.01289 0.01369
RWF 0.0009592 0.001018
SAR 0.2286 0.2427
SBD 0.1077 0.1144
SCR 0.06264 0.06651
SEK 0.0945 0.1004
SGD 0.6229 0.6614
SHP 1.09873 1.1667
SLL 0.0001012 0.0001075
SOS 0.001486 0.001578
SRD 0.1145 0.1216
STD 0.0000403 0.00004279
SVC 0.09802 0.104
SZL 0.06026 0.06399
THB 0.026 0.0276
TJS 0.091 0.09664
TND 0.2941 0.3123
TOP 0.3796 0.403
TRY 0.1593 0.1691
TTD 0.1273 0.1352
TWD 0.0278 0.02953
TZS 0.0003733 0.0003964
UAH 0.03084 0.03275
UGX 0.0002293 0.0002435
UYU 0.02622 0.02784
UZS 0.0001037 0.0001102
VEF 0.00000178 0.00000534
VND 0.0000368 0.00003907
VUV 0.007787 0.008269
WST 0.3275 0.3478
XAF 0.001434 0.001522
XCD 0.3165 0.336
XOF 0.001478 0.001569
XPF 0.008126 0.008628
YER 0.003425 0.003637
ZAR 0.06026 0.06399
ZMK 0.07192 0.07637
ZMW 0.07192 0.07637

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.