Fees

Get to know our innovative pay only for what you use pricing model.
No service fees and minimum balance requirements.

What do I get for free?

Services
  • Safe and free online payments with virtual cards!

  • No fees payments on POS and online with our free iCard Visa!

  • Free replacement of your iCard Visa after expiring!

  • Free and instant money transfers between iCard users!

  • No fees payments with e-GiftCard - the perfect present for any occasion!

Benefits
  • Free Visa virtual card

  • Free Mastercard virtual card

  • Free iCard Visa

  • Free iCard Tap & Pay

  • Free individual IBAN

  • Free individual IBAN*

    *Аvailable for Standard аccount

We like keeping things simple and fast so we decided to create the Starter account.
Download iCard for free and have a taste of your digital wallet with a super quick registration!
Upgrade to standard account for free with a 5-minute identity verification and experience the rest of our awesome features and services.

Virtual Cards
  • Monthly service fee Free of charge
  • Make online payments Free of charge
  • Add one more virtual card 1.00
Account
  • Open an account Free of charge
  • Monthly service fee Free of charge
  • Fund via consumer card Mastercard/Visa, issued in EU 0.5%, Min 0.10
  • Fund via consumer card Mastercard/Visa/JCB, non-issued in EU 1.5%, Min 0.75
Money Transfers
  • Send money to iCard users Free of charge
  • Receive money from iCard users Free of charge
  • Make a SEPA cross-border Euro transfer 1.00
  • Make an international bank transfer starting from 0.50
e-GiftCard & Loyalty Cards
  • Digitize a loyalty card Free of charge
  • Make online payments with virtual GiftCard Free of charge
  • Send Virtual Gift Card to a friend 1.00
ATM Cash Withdrawals
  • Withdraw cash from ATM in EU countries 2.00
  • Withdraw cash from ATM in non-EU countries 3.00

  Exchange Rates

Always get a simple and transparent exchange rate

22.02.2019

Buy Sell
USD 0.8556 0.9085
GBP 1.114 1.1829
HRK 0.1306 0.1387
CHF 0.8553 0.9082
RON 0.2038 0.2164
BGN 0.5062 0.5164
PLN 0.2238 0.2376
CZK 0.0378 0.04014
AED 0.2329 0.2474
AFN 0.01132 0.01202
ALL 0.007787 0.008269
AMD 0.001753 0.00186
ANG 0.4738 0.503
AOA 0.002714 0.002882
ARS 0.02182 0.02317
AUD 0.61 0.6477
AWG 0.478 0.5076
AZN 0.5019 0.533
BAM 0.4942 0.5248
BBD 0.4285 0.455
BDT 0.01019 0.01082
BHD 2.2695 2.4098
BIF 0.0004668 0.0004957
BMD 0.8556 0.9085
BND 0.63 0.669
BOB 0.1243 0.132
BRL 0.229 0.2432
BSD 0.8556 0.9085
BTN 0.01203 0.01277
BWP 0.08094 0.08595
BYN 0.3998 0.4245
BYR 0.3998 0.4245
BZD 0.4278 0.4543
CAD 0.6486 0.6887
CDF 0.0005224 0.0005548
CLP 0.001315 0.001396
CNH 0.1274 0.1353
CNY 0.1274 0.1352
COP 0.0002752 0.0002922
CRC 0.001403 0.001489
CUP 0.8556 0.9085
CVE 0.008789 0.009333
DJF 0.004807 0.005104
DKK 0.13 0.138
DOP 0.0169 0.01795
DZD 0.007209 0.007654
EGP 0.04878 0.0518
ETB 0.02988 0.03173
FJD 0.403 0.428
FKP 1.114 1.1829
GEL 0.3217 0.3416
GHS 0.1617 0.1717
GIP 1.114 1.1829
GMD 0.01711 0.01817
GNF 0.00009282 0.00009856
GTQ 0.1109 0.1177
GYD 0.004086 0.004339
HKD 0.109 0.1158
HNL 0.03505 0.03722
HTG 0.01055 0.0112
HUF 0.003052 0.00324
IDR 0.00006086 0.00006463
ILS 0.2367 0.2514
INR 0.01203 0.01277
IQD 0.0007164 0.0007607
ISK 0.007149 0.00759
JMD 0.006313 0.006703
JOD 1.2068 1.2814
JPY 0.007729 0.008207
KES 0.008537 0.009065
KGS 0.01219 0.01295
KHR 0.0002122 0.0002254
KMF 0.001971 0.002093
KRW 0.0007603 0.0008074
KWD 2.8177 2.992
KYD 1.04341 1.108
KZT 0.002277 0.002418
LAK 0.00009967 0.0001058
LBP 0.000567 0.0006022
LKR 0.004767 0.005062
LRD 0.005316 0.005644
LSL 0.06119 0.06498
LYD 0.6163 0.6544
MAD 0.08946 0.09499
MDL 0.04989 0.05298
MGA 0.000243 0.000258
MKD 0.01576 0.01673
MMK 0.0005592 0.0005938
MNT 0.0003244 0.0003444
MOP 0.1058 0.1124
MRO 0.002339 0.002483
MUR 0.02484 0.02638
MVR 0.05495 0.05835
MWK 0.00118 0.001253
MXN 0.04466 0.04742
MYR 0.2098 0.2228
MZN 0.01367 0.01452
NAD 0.06119 0.06498
NGN 0.002364 0.00251
NIO 0.0262 0.02782
NOK 0.09933 0.1055
NPR 0.007507 0.007971
NZD 0.584 0.6202
OMR 2.2225 2.3599
PAB 0.8556 0.9085
PEN 0.2587 0.2747
PGK 0.2541 0.2698
PHP 0.01644 0.01746
PKR 0.006169 0.00655
PYG 0.0001403 0.0001489
QAR 0.235 0.2495
RSD 0.008209 0.008717
RUB 0.01308 0.01388
RWF 0.0009584 0.001018
SAR 0.2281 0.2422
SBD 0.1075 0.1141
SCR 0.06289 0.06678
SEK 0.09149 0.09715
SGD 0.633 0.6722
SHP 1.114 1.1829
SLL 0.0000998 0.000106
SOS 0.00148 0.001571
SRD 0.1142 0.1213
STD 0.00003949 0.00004193
SVC 0.09778 0.1038
SZL 0.06119 0.06498
THB 0.0273 0.029
TJS 0.09065 0.09626
TND 0.2804 0.2978
TOP 0.3783 0.4017
TRY 0.1605 0.1705
TTD 0.126 0.1337
TWD 0.02776 0.02948
TZS 0.0003606 0.0003829
UAH 0.03168 0.03364
UGX 0.0002332 0.0002476
UYU 0.0262 0.02782
UZS 0.0001004 0.0001066
VEF 0.00000177 0.00000532
VND 0.00003686 0.00003914
VUV 0.007709 0.008186
WST 0.3312 0.3517
XAF 0.001422 0.00151
XCD 0.3169 0.3365
XOF 0.001475 0.001566
XPF 0.008117 0.008619
YER 0.003418 0.00363
ZAR 0.06119 0.06498
ZMK 0.07166 0.07609
ZMW 0.07166 0.07609

In cases of currency exchange in iCard Account the Issuer shall apply the above currency exchange rates plus a currency exchange
fee, which fee is a percentage above the exchange rate, if there is such fee specified in the Tariff.

In cases of transactions with iCard Card made in different currency, the issuer shall apply the above currency exchange rates plus a
currency exchange fee, which fee is a percentage above the exchange rate if there is such fee specified in the Tariff.
The client can view such applied currency exchange rates and fee in the Transaction history.

Currency exchange rates are adjusted regularly based on the wholesale exchange rates at which Issuer obtains foreign currency. If the Client uses a credit/debit card, issued by another financial institution, to fund Client iCard Account, the possible currency exchange rates and fees for charging the credit/debit card will be applied by the other financial institution, issuing the credit/debit card, and the Client has to obtain information on such possible currency exchange rates and related fees from this financial institution.